Public Liability Policy

1. Purpose

The purpose of this policy is to outline Hydurage’s approach to public liability, ensuring the health, safety, and protection of all learners, visitors, contractors, and members of the public who may be affected by the centre’s activities. This policy supports compliance with relevant UK legislation, including the Health and Safety at Work Act 1974 and the Occupiers’ Liability Acts.

2. Scope

This policy applies to:

  • All premises operated or used by Hydurage

  • All employees, freelance staff, contractors, and volunteers

  • All learners, visitors, and members of the public attending centre premises or off-site activities

  • Any public events or external venues organised by the centre

3. Policy Statement

[Centre Name] is committed to ensuring that all reasonable precautions are taken to prevent harm, injury, or property damage to third parties. We maintain appropriate Public Liability Insurance to provide cover for claims made by third parties as a result of incidents connected to our operations.

4. Public Liability Insurance

We hold an active Public Liability Insurance Policy that:

  • Provides cover of at least £5 million

  • Covers bodily injury, illness, or death to third parties

  • Covers loss of or damage to third-party property

  • Includes cover for activities both on-centre premises and off-site events

5. Responsibilities

a. Centre Manager

  • Ensures that public liability insurance is valid and renewed on time

  • Ensures staff are trained on risk assessment and health & safety

b. All Staff

  • Take reasonable care to prevent accidents or hazards

  • Report any incidents or near misses involving the public immediately

  • Follow health and safety protocols at all times

c. Visitors, Learners, and Contractors

  • Must comply with all site safety rules and signage

  • Must not enter restricted or hazardous areas unless authorised

  • Are encouraged to report hazards to a member of staff

6. Risk Management

[Centre Name] undertakes regular risk assessments of all facilities and activities to:

  • Identify potential hazards to third parties

  • Minimise and mitigate risks through safety controls

  • Maintain safe access routes, fire exits, and signage

7. Incident Reporting

In the event of an accident involving a third party:

  • First aid is administered as needed

  • The incident is recorded in the Accident Report Log

  • The Centre Manager is notified immediately

  • If required, the incident is reported to the Health and Safety Executive (HSE) under RIDDOR

Where applicable, the insurance provider will be informed, and claims will be handled in accordance with policy terms.